{"id":21,"date":"2026-06-02T09:09:41","date_gmt":"2026-06-02T09:09:41","guid":{"rendered":"https:\/\/finverokredyty.pl\/?page_id=21"},"modified":"2026-06-05T05:19:00","modified_gmt":"2026-06-05T05:19:00","slug":"kalkulatory","status":"publish","type":"page","link":"https:\/\/finverokredyty.pl\/?page_id=21","title":{"rendered":"Kalkulatory"},"content":{"rendered":"\n<style data-wp-block-html=\"css\">\n\/* ==========================\n   KALKULATOR FINVERO\n========================== *\/\n\n.finvero-calculator{\n    max-width:1000px;\n    margin:80px auto;\n    padding:20px;\n}\n\n.calc-header{\n    text-align:center;\n    margin-bottom:40px;\n}\n\n.calc-header h1{\n    font-size:42px;\n    color:#0d2d66;\n    margin-bottom:15px;\n}\n\n.calc-header p{\n    font-size:18px;\n    color:#666;\n    max-width:700px;\n    margin:auto;\n}\n\n\/* BOX *\/\n\n.calc-box{\n    background:#ffffff;\n    padding:40px;\n    border-radius:20px;\n    box-shadow:0 10px 30px rgba(0,0,0,0.08);\n}\n\n\/* POLA *\/\n\n.calc-row{\n    margin-bottom:25px;\n}\n\n.calc-row label{\n    display:block;\n    font-size:18px;\n    font-weight:600;\n    color:#0d2d66;\n    margin-bottom:10px;\n}\n\n\/* INPUTY *\/\n\n.calc-row input{\n    width:100%;\n    height:60px;\n    padding:15px;\n    font-size:18px;\n    border:1px solid #dcdcdc;\n    border-radius:10px;\n    box-sizing:border-box;\n}\n\n\/* SELECT *\/\n\n.calc-row select{\n    width:100%;\n    height:60px;\n    padding:0 15px;\n    font-size:18px;\n    border:1px solid #dcdcdc;\n    border-radius:10px;\n    background:#fff;\n    box-sizing:border-box;\n}\n\n\/* FOCUS *\/\n\n.calc-row input:focus,\n.calc-row select:focus{\n    outline:none;\n    border-color:#28a745;\n    box-shadow:0 0 5px rgba(40,167,69,.25);\n}\n\n\/* PRZYCISK *\/\n\n.calc-btn{\n    width:100%;\n    height:60px;\n    background:#28a745;\n    color:#fff;\n    border:none;\n    border-radius:10px;\n    font-size:20px;\n    font-weight:700;\n    cursor:pointer;\n    transition:0.3s;\n}\n\n.calc-btn:hover{\n    background:#1f8a39;\n}\n\n\/* WYNIKI *\/\n\n.calc-result{\n    margin-top:35px;\n    background:#f5faf5;\n    border-left:5px solid #28a745;\n    padding:25px;\n    border-radius:12px;\n}\n\n.calc-result h2{\n    color:#0d2d66;\n    margin-bottom:20px;\n}\n\n.calc-result p{\n    font-size:18px;\n    margin-bottom:10px;\n    color:#333;\n}\n\n\/* PRZYCISK KONTAKT *\/\n\n.calc-contact{\n    display:inline-block;\n    margin-top:20px;\n    padding:14px 28px;\n    background:#0d2d66;\n    color:#fff;\n    border-radius:8px;\n    font-weight:700;\n    text-decoration:none;\n}\n\n.calc-contact:hover{\n    background:#08214a;\n    color:#fff;\n}\n\n\/* MOBILE *\/\n\n@media(max-width:768px){\n\n    .finvero-calculator{\n        padding:10px;\n    }\n\n    .calc-box{\n        padding:25px;\n    }\n\n    .calc-header h1{\n        font-size:30px;\n    }\n\n    .calc-row label{\n        font-size:16px;\n    }\n\n    .calc-row input,\n    .calc-row select{\n        height:55px;\n        font-size:16px;\n    }\n\n    .calc-btn{\n        font-size:18px;\n        height:55px;\n    }\n\n    .calc-result p{\n        font-size:16px;\n    }\n}\n<\/style>\n\n<section class=\"finvero-calculator\">\n\n<div class=\"calc-header\">\n<h1>Kalkulator Finansowania FINVERO<\/h1>\n\n<p>\nSprawd\u017a orientacyjn\u0105 rat\u0119, zdolno\u015b\u0107 kredytow\u0105\ni szans\u0119 na uzyskanie finansowania.\n<\/p>\n<\/div>\n\n<div class=\"calc-box\">\n\n<div class=\"calc-row\">\n\n<label>Rodzaj finansowania<\/label>\n\n<select id=\"typ\">\n<option value=\"gotowkowy\">Kredyt got\u00f3wkowy<\/option>\n<option value=\"hipoteczny\">Kredyt hipoteczny<\/option>\n<option value=\"firmowy\">Kredyt firmowy<\/option>\n<option value=\"leasing\">Leasing<\/option>\n<\/select>\n\n<\/div>\n\n<div class=\"calc-row\">\n\n<label>Kwota finansowania (z\u0142)<\/label>\n\n<input type=\"number\" id=\"kwota\" value=\"100000\">\n\n<\/div>\n\n<div class=\"calc-row\">\n\n<label>Okres sp\u0142aty (lata)<\/label>\n\n<input type=\"number\" id=\"lata\" value=\"10\">\n\n<\/div>\n\n<div class=\"calc-row\">\n\n<label>Oprocentowanie (%)<\/label>\n\n<input type=\"number\" id=\"oprocentowanie\" value=\"9\" step=\"0.1\">\n\n<\/div>\n\n<div class=\"calc-row\">\n\n<label>Miesi\u0119czny doch\u00f3d netto (z\u0142)<\/label>\n\n<input type=\"number\" id=\"dochod\" value=\"6000\">\n\n<\/div>\n\n<div class=\"calc-row\">\n\n<label>Aktualne raty i zobowi\u0105zania (z\u0142)<\/label>\n\n<input type=\"number\" id=\"zobowiazania\" value=\"0\">\n\n<\/div>\n\n<div class=\"calc-row\">\n\n<label>Liczba os\u00f3b w gospodarstwie<\/label>\n\n<input type=\"number\" id=\"osoby\" value=\"1\">\n\n<\/div>\n\n<button onclick=\"obliczFinansowanie()\" class=\"calc-btn\">\nOblicz finansowanie\n<\/button>\n\n<div id=\"wynik\" class=\"calc-result\">\n\n<h3>Wynik pojawi si\u0119 tutaj<\/h3>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n<script>\n\nfunction obliczFinansowanie(){\n\nlet kwota = parseFloat(document.getElementById('kwota').value);\nlet lata = parseFloat(document.getElementById('lata').value);\nlet oprocentowanie = parseFloat(document.getElementById('oprocentowanie').value);\nlet dochod = parseFloat(document.getElementById('dochod').value);\nlet zobowiazania = parseFloat(document.getElementById('zobowiazania').value);\n\nlet miesiecy = lata * 12;\nlet r = oprocentowanie \/ 100 \/ 12;\n\nlet rata =\n(kwota * r * Math.pow(1+r,miesiecy)) \/\n(Math.pow(1+r,miesiecy)-1);\n\nlet zdolnosc =\n(dochod - zobowiazania) * 100;\n\nlet status = \"\";\n\nif(rata < (dochod*0.35)){\nstatus = \"\ud83d\udfe2 Wysoka szansa na finansowanie\";\n}\nelse if(rata < (dochod*0.50)){\nstatus = \"\ud83d\udfe1 Wymagana indywidualna analiza\";\n}\nelse{\nstatus = \"\ud83d\udd34 Niska zdolno\u015b\u0107 kredytowa\";\n}\n\ndocument.getElementById('wynik').innerHTML =\n\n\"<h2>Wynik analizy<\/h2>\" +\n\n\"<p><strong>Orientacyjna rata:<\/strong> \"\n+ rata.toFixed(2) + \" z\u0142<\/p>\" +\n\n\"<p><strong>Ca\u0142kowita sp\u0142ata:<\/strong> \"\n+ (rata*miesiecy).toFixed(2) + \" z\u0142<\/p>\" +\n\n\"<p><strong>Szacowana zdolno\u015b\u0107:<\/strong> \"\n+ zdolnosc.toFixed(0) + \" z\u0142<\/p>\" +\n\n\"<p><strong>Status:<\/strong> \"\n+ status + \"<\/p>\" +\n\n'<br><a href=\"https:\/\/finverokredyty.pl\/?page_id=25\" class=\"calc-contact\">Popro\u015b o bezp\u0142atn\u0105 analiz\u0119<\/a>';\n}\n\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Kalkulator Finansowania FINVERO Sprawd\u017a orientacyjn\u0105 rat\u0119, zdolno\u015b\u0107 kredytow\u0105 i szans\u0119 na uzyskanie finansowania. Rodzaj finansowania Kredyt got\u00f3wkowyKredyt hipotecznyKredyt firmowyLeasing Kwota [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-21","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/finverokredyty.pl\/index.php?rest_route=\/wp\/v2\/pages\/21","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finverokredyty.pl\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/finverokredyty.pl\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/finverokredyty.pl\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finverokredyty.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21"}],"version-history":[{"count":5,"href":"https:\/\/finverokredyty.pl\/index.php?rest_route=\/wp\/v2\/pages\/21\/revisions"}],"predecessor-version":[{"id":102,"href":"https:\/\/finverokredyty.pl\/index.php?rest_route=\/wp\/v2\/pages\/21\/revisions\/102"}],"wp:attachment":[{"href":"https:\/\/finverokredyty.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}